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Sorry you find yourself here . I may not be the right person to give advice as I recently came back to the boards for a second round . One suggestion I would mention is H does not have a plan . Do not make one for him . I went through this a few months ago . H saying he’s moving out and wanted a clear plan . My response was I’ll cross that bridge when we get there and hung up phone politely . I gave him no information . On a side note I protected everything . I own the home prior to marriage .I did not place any funds in joint accounts and continued maintaining the status quo of what I was doing just from my own accounts and even though he has remained home . I have placed minimal in those accounts . Make no long term decisions based off of 20 days . Take time , a lot of time . Your husband doesn’t want anything to change with you? H seems like a cake eater . Most try to be . They want A partner and a solid foundation to run to for security .Some one posted on one of my threads don’t take the bread crumbs . My suggestion goes to you too . Do you want bread crumbs? Sending you lots of hugs . You got this .