Its over...she filed part 2

[ImprovedRomeo]

Another email from her, all while pushing ahead with D :


Hi,

I just wanted to let you know that I am getting a new life insurance policy that I’m naming you and D as beneficiary. I was thinking of creating a trust for her so that in case anything happened before her 18th birthday, the money would just be invested for that time until she needs it for school, etc. I’m putting you as 50% beneficiary because you’d need the money to replace whatever I pay for toward D's care and could put it toward school, etc.

I am also paying the premium for a policy for you. It’s for $xxK, term life and about $xx/mo. Do you want to take over that policy? If you want to up that, I would recommend doing it before your turn 35 (which is why I’m getting a new policy outside of work’s policy) because rates go up again at that age. The one I’m getting is just for 20 YR term life. It will be in addition to the $xxK I already have through work with you as beneficiary.