Lil, I do read the threads at MLC since there is overlap in my situation between SSM and MLC. But, as you've said before, participating in one forum is enough if you want any kind of outside life!

I pretty much limit my posts now to a few sentences...I just cannot keep up. I so very much appreciate your careful analyses and information giving.

PS, I plan on following along on your ride; my advice may be good one day, bad the next, but just know my heart's in the right place!