HD, another thought... if you're so resistant to asking... do you REALLY want sex with her all that much? Search your soul on this one. Maybe doing without and complaining about it is more comfortable to you than risking the ask?
I know asking isn't necessarily going to get you sex, but it is taking an emotional risk to expose your want that way. Maybe that's just more than you want to do right now. Be honest with yourself. This is where the rubber(s) meet the road.
