Nick, I have to agree with Lissett as hard as that might sound. I do appreciate your concerns BUT all you have shown your W is that the only thing important to you is sex. I know deep down this is not what you meant but it will be what she heard.
It is good that she is saying she isn't ready for sex with you yet rather than no but given that your fait accomplis was for her to have an HIV test I think you did well to get that answer.
Also your opening statement was that she had come home for financial reaons. That is very very different from coming home b/c you want to be with someone. Yes she did choose to come home BUT you still have the blinkers on. For God sake take them off now, TODAY before you frighten her off again.
I don't remember why your W left (although it is clear that she has been having an affair). You need to tackle WHY she had that affair but in her time not yours before you can even begin to piece your M back together.
My H left once before (only for a month) he admitted to having an A during that time but what I have since found out was that actually he had already had another affair before he left (or more to the point I asked him to leave). Even during C when he was specifically asked about this he lied. We were reconciled for 18 months. I didn't realise until about 6 months ago that any of this had happened but I do know that I just not have been so trusting so quickly after he came back. We BOTH made the mistake of thinking we could pick up where we had left off b/c it had been such a short separation. In reality we had been emotionally separated for much longer than this BUT neither of us realised we needed to take this into consideration.
If you love your W please read these BB so very carefully. All the answers you need are right here but you have to use them in the right way for your sitch.
Good luck
Me 43 XH 45 M 2.7.88 Divorce 7.10.09 Kids D20,S17 & D15