Nicola, How are you doing? Sorry it has been so long since I have posted to you.
I still have H's name on our joint account even though he has his own at a different bank. He does not use the joint account at all. He still has a debit card but that sits in his dresser. I am not ready to take his name off of it. Our bills are still in both names even though I pay them.
My H makes more money than I do and if he stopped paying the mortgage, I don't know what I would do. I could probably swing it off of child support and my raise but things would be real tight. That is why I am letting things go as they are. Sometimes it is better to not rock the boat. Just see what happens.