Thank you for taking the time to read my background and respond. I appreciate the much needed 2 x 4! At first I was taken aback by your response but it is perhaps what I needed to hear. Definitely a lot to think about. Yes, it's a joint home account. I am planning on doing a 180 and not mention anything unless he does. I think I need to get back to basics with DB. For me personally, once things start to go well I slide back into old habits, etc. Everything happens for a reason, IMO, so I will use this to learn and get back on the DB track. Thanks, again for your feedback.
Take Care, SP
According to the Buddha, praise and blame, gain and loss, pleasure and sorrow may "come and go like the wind," but happiness comes if you can "rest like a great tree in the midst of them all."