Trust me, GH, you've paid all that back and then some with your good advice. I owe a lot of where I am today, as I said above, to you and some many others here......
Speaking of....have you heard from Tim these days? Whatever happened to him? I know he fell on some hard times, does he still keep in contact?
"Achieve success, but without vanity; Achieve success, but without aggression; Achieve success, but without gain; Achieve success, but without force." Lao Tzu