Any chance you can simply use the jt acct to pay the bills and set up your own acct so you insure no financial problems ? If not.. then I would simply deposit everything in a sep acct to pay the bills..
communicate with the w about these issues.. set up a monthly expense list and budget.. and try to talk about it if you can. Just my .02 . The bottom line is you need to make sure the bills are paid no matter what and by living seperately from your home the w is probably dramatically increasing the expenditures. No calling OM.. Get to work on yourself.
