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Thanks for your offer of help on the refi! We were at 5.5% which is why it’s kind of painful to give up that rate!!



I guess I'm confused why you would refi? I guess you must be changing the term then huh. so instead of 8 years your doing a 15 year or something? Well, anything under 6 is an extremely great rate, so don't worry to much about that. I was so bad about always trying to get the best deal with the best price, blah blah, and it drove me crazy. okay, maybe I still do it, but I'm trying to get better. It only stresses you out more. What you really want to do is have a good rate with the lowest payment.

Go to this link and you can put in figures and even put in extra payments to see it all amortized and see how many years you can cut if you pay extra too.

mtg payment calc

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Not only did H not try and set me up last night, he and his buddy ended up going to a place near our house to play pool and kept trying to get me to go!




That is WAY COOL!!!!

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I will be breaking a very long cycle of the women in my family hating themselves (mom, both grandmas, both great-grandmas as far as I know).




Won't that be wonderful, maybe you can teach those women how to do it too?!?


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Stilltryin, I wish your H would compliment you more – you so deserve it!!! I wonder how to get it through his brain that it’s important? Hm. If I think of good ideas I’ll put them on your thread for you.




That would be awesome! I'm not very creative

You definitely show you can stand up for yourself at MC. I would be way nervous too, I've never gone! But you can do it, show him the new you!


Me 33 H 34 S9 S3
M 6 yrs (2gether 11 yrs)
EA/PA 1/2006
DB 5/2006
H wants D 6/2006
H wants ME 8/2006
H "said" PA/EA over 8/2006
H erased OW off phone! 2/2007

"It is far better 2 choose humility & change oneself, than 2 wait in vain trying 2 chang someone else."