Quote:

her claim for short-term disability was based on her recent manic episode (she is bipolar). She hasn't told me, but I feel sure that it was denied because she didn't tell her employer about her condition when she was hired.



She's not required to tell him things like that. A manic episode is certainly a legitimate claim for short-term disability, and she should pursue it. The way this insurance system works, they deny most claims the first time, figuring if they make it hard enough, many people will give up and that will save them money.

Ellie