Monk: My moral views prevent me from having sex with women outside my marriage. My moral views also prevent me from divorcing my wife unless I get to a point where I think that our current relationship is doing more harm than good to the kids. I don't know if these morals will change, but right now, I see them as pretty strong.
If you are undergoing a change in your moral guidelines regarding extramarital sex, I hope you will still inform your wife of this. Even though you have been living "as housemates", I would think she is still entitled to know.