P.S. Is there any chance he's still here? I would just hate to be advising two people in the same sitch because the nature of their posts, and the things they decided to share with us would necessitate different advice and thus, we could be unwittingly advising you two in two different directions. Also, I guess I am concerned that you say someone on here was outright lying to us for several months. While I know that is VERY possible, I guess I am niéve enough to believe that we could pick up on that. In that respect, I am a bit afraid of knowing who your H is. Maybe I don't want to know.
Sorry to focus so much on this but I am a bit shaken thinking of the possibility of BOTH partners in a sitch like ours posting here at the same time. I don't know why I never thought that was going on. It is surely a possibility.