NM, all I can tell you is that if my W decides that she wants to live with me and work on our M, I'm pushing all my chips to the middle of the table. For me, the risk is worth it.
You've wanted to be in this place for a long time, and now you're talking yourself out of it.
The LORD is near to all who call on him, to all who call on him in truth." (Psalm 145:18)