Re chrom ." It doesn't feel common to me. Maybe I have just led a sheltered life compared to other people
I can relate to that comment chrom. Lets just say, it takes guts sometimes to spill the beans.
I also feel if I get advice like "that is common" it is because it is and the OP is at a loss of what to do. With some situations there are no answers that work right then. Sometimes jellyfish in the water means no swimming (solutions or helpful advice is available) for a while. Remember, the jelly-fish season does not last indefinitely.
I am so glad you posted today. Remember we are on your team to help, not only you but ourselves too. We are a group that depend on all of it's members. Up/down is not important, the groups and related spouses condition/progress are what's important.