I would DEFINITELY kick your butt on exercise! It's been really important for me, and I know I'm looking and feeling great. I could still use another 15 - 20 pounds off, but I'm very regular with my exercise. I find that adding running to the walking is a great way to break a plateau, too. I am thinking of being a personal trainer.
I will check that book out. I am considering counseling for myself as well. I feel good, I know I can take care of me if needed both emotionally and financially. And unfortunately, I knew this about H for a long time - I didn't realize he had no 401K (he doesn't), but I said things like why not save for a house - to him it's all or nothing. Either he has the money, but he wouldn't save even $10 a week for it. I see money saving as a process, even if you have just a little (he makes more than "a little"). He's talking about trying to make bigger money having his own business (which may or may not work), but he doesn't believe that one can be financially independent while working for someone else. That is not the case, most people do it that way.
I am considering taking a night job as well, something to get good benefits (including a 401K for me). If I do that, it might be November. Then I don't have to deal with him as much, either. It sounds horrible, doesn't it? I don't need us to agree on everything - but I want us to understand each other. And we don't. If we split right now, he'd make more money - but in 20 years, I'd have more to show for it.
Life is just one big kick in the butt, isn't it sometimes? But I guess that is what makes it interesting.
