DFB - you sound great, girlfriend! Wish you were closer, I know you'd kick my behind into gear on my exercise (I've been really consistent this week, though).
That whole spender/saver thing can be tough - sounds like you are settting some good goals and boundaries around that, though. Have you ever read Your Money Or Your Life by Dominguez? Maybe if H would read that, you might be able to get closer to the same page.
