Hey Cobra, I was thinking about the down payment that she wants a stake in, that was given to you by your parents. Why not have your attorney draft a legal document granting both of you some sort of Joint Tenancy with Right of Survivorship (that way, she gets it if you die, and you both have an ownership interest in it), but include a clause in there, like, "but, in the event that the marriage is legally terminated within 10 (or however many years you want) years, Wife's ownership interest will cease" or something to that effect. I am not a property-law specialist, but I bet some overpaid lawyer in your locale has some crafty way of putting it. So, basically, you're giving your wife the property interest she wants, except for the cash-in if she dumps you. You could even make a "leap of faith" by indicating that her ownership interest will only cease if SHE is the petitioner in the divorce...if YOU are the petitioner, she still cashes in. What a way to show her that you're committed.
