This is basically what I told her when I reacted with a bit of anger.
"I can't wait until I have a million dollars in the bank so I can do these things without money being the only excuse not to. I want to be romantic and make plans for us to be alone and I feel like every time I do that, or HAVE done it in the past, it comes down to money. We go out routinely and spend more money on furniture or something else without really ever blinking an eye. I think one of our biggest problems in the past was not making time for ourselves and now that we can afford it a bit more, I want to do that. I understand why you are concerned but I just wish we could have some time to ourselves and not constantly be on edge about money."
She responded calmly, pointing out that S5's birthday is next weekend and that's one of the main reasons she is a little stressed about the money issue, because it is a large expense not normally in our budget.
Again, I feel I expressed myself calmly but with a bit of an edge and she did as well. This WOULD have been an argument in the past and likley we would have canceled the whole trip because I would have thrown a little fit about not getting what I want and more than that, how DARE W be unhappy with something I did for her...gee, wonder why she kept things inside all these years...lol.
Anyway, just thought I would be a little more specific.