RE Jenny Either someone has their rose-colored glasses on while looking at the actuarial tables or the insurance company is blaming its customers for its own poor planning which included taking a long term loss in order to get short term profits.
1. rose-colored glasses. A. Yes BB has those. 2. actuarial tables. A. I am reading and taking about them. Newer thought I would. 3. insurance company is blaming its customers for its own poor planning. A. more like has not gotten tough enough on the issues. Does the customer/BB have enough to pay more? 4. long term loss in order to get short term profits. A. BB not willing to give up sleep for the sake of a better R or me, Me willing to settle for a little rather than take more chances?
if your wife is buying marital fire insurance by having sex with you Maybe I know she does not have much $$$$/emotional energy/desire to make higher payments. Maybe she is a better sales person than I give her credit for.
If BB was younger, (no hysterectomy, no breast cancer, no tamoxifen (absorbs estrogen), no IBS, not afraid of UTI's, not ?????, the policy price would go way up. I know the policy price should have been higher 20 years ago. But call me a late bloomer. BTDT many times.
The above post to choc is too simple of a model JJ. The buyer and seller IRL is not just about the sex/ML policy analogy, other policies (kids/finances/companionship/etc) are bought/sold all day long. I only made the point simple so the idea got through.
To let you know your point is valid, I did move my palm rapidly towards my forehead and said "DUH" JJ is right to myself when I read your post. You got me.
Sometimes I feel like the grocer in a small town where most everyone has moved out. I have just enough customers to keep the doors open if I play almost everything down to the penny.
You indicated that you informed your H you planned to look for a new policy when the kids were out of the house, maybe I should tell BB when I get my social security check I plan on spending it somewhere warmer than MT.
