I'm not a wise Dber but further on in the D process- I don't know if it is a problem changing to your name. If he isn't paying the bills right now it may not be an issue. If he is paying right now and you switch to your name then he is off the hook on his credit anyways. Consult your L to be sure you should be doing this right now. On the financials the hardest thing was just starting- once I did I made a list of the few things I would work on for the day. I called a car dealership one day to figure out maintence on the car- when things need to be done and how much they cost- my H had always handled the car stuff before. Eventually I got motivated and wanted to finish it. Some things take a while though- I needed to provide 2 yrs. of credit card and bank statements. If you don't have them you can send for them to come in the mail or get them online. If you don't have a scanner at home you want to get to a copy store before the day the financials are due. Once you do finish it you will feel you accomplished something! Really!!!!!!!!!! I felt like why should I do this paperwork because he will wake up soon and call this off! Then I felt like if I didn't do it maybe all this bad dream would go away. I also felt that this is a mistake and why should I have to do this. But I finally realized that this is happening even though it is a mistake and if I don't protect my kids and myself financially it will be even worse. Read the post from Lastresort in separated forum on finallyfrees thread- it addresses bad things in life happening. So my point: PLEASE START THE FINANCIALS! Email me if you ever have questions or want to talk- cathymerr@comcast.net
One day we will look back at this and be able to laugh at it and smile again and hopefully see why this happened. I can't see what is around the next corner and why I have been put on this path but I'm hoping it is something good coming!!!