Talk to a C and tell them your insurance dielmna...often it's in how they do their coding in their billing that makes the difference. For example....my insurance doesn't pay for MC'ing. But it does pay for individual....our C makes the appointment under one of our names (usually my H's because he's got what they can term a diagnosable condition, i.e. trust issues) and bills that way....when in reality, we are both going to the sessions, we are both talking....and we are working on OUR M.
Really, get someone on the phone for a brief phone interview and tell them your insurance sitch too. If nothing else they may refer you to someone they know can help you