frank, Yes, I too believe in Karma. We can make our own Karma and as long as it is good, only good things can happen. I also believe in a Universe of balance. For anything good or bad the oppostie must happen. This is, for me, the worst time in our lives. Better times must be awaiting us around the corner. You are much better than you know and will be doing great soon. Its all about patience. We just have hang in there for a little longer.
