You could ask him to pose for you so you could get some good shots with the camera....do the whole "work it for the camera baby!" thing so you can work some sexy comments in there.
About the checking account, if you aren't a part of his finances then you cannot carry the weight of that. He knew what bills he had to pay, it is not your job to make sure he spent it appropriately.
Email & MSN Messenger: Becca_1975@msn.com
Yesterday Is History
Tomorrow is a Mystery.
Today is a Gift.
That Is Why It Is Called "The Present"