So there is a strong possibility I am an idiot ;-)
Great opener eh?
So I still have a joint checking account with W. Our divorce papers are submitted, neither of us is likely to reconcile as she has very little to do with me, and unless she is willing to change I am no longer willing to reconcile.
Today I deposited my bi-weekly child support into the joint account and for the second time in as many months I see the account is over drawn by around $50. I know this is hurting my credit report, I know I should cancel the account, I also know she could easily have set up a new account by now, after all I did back in June.
But until the D is finalized I am terrified of doing anything too negative. What if it was to piss her off and she got nasty over visitation rights or something. So here I set having heard from her that she has not closed the account because of difficulties changing direct deposits and auto bill pays. (Yeah difficult to do when you haven't set up a new account...)
So what do I do? My current plan seems to be to let it bug me, but do nothing about it until my D is finalized. Am I leaving myself open to get financially hurt, yup! Is this the "right" thing to do? Who knows? If it's you then tell me! Just don't expect me to take your great advice, history has shown I am not always the best at listening to words of wisdom