Glad I could make you laugh, I wasn't sure if it was funny or not, so I'm glad it came off as funny to someone.

I did break silence today with H. I am working on mortgage stuff, we have a variable rate that keeps going up, so I called about options and I thought for something of this importance I had better be courteous enought to make a phone call to H, voice mail, he called back. We agreed on what to do. Mortgage guy called back, and the REALLY good news is the monthly payment will actually go DOWN more than a couple hundred a month. Waahoo!! am I telling H? uhah, not unless he asks. Here's a side note - each month when I make the payment I round up to even numbers. Ex - if it's 4.78 I'd pay 5.00, if it's 5.35 I'd pay 5.50. (reality numbers are much larger ) Because of that little extra every month and paying off principal, we're ahead on payments which will result in lower amounts now. Just when I really need it too. Merry Christmas to me, Merry Christmas to ME, MERRY Christmas to ME!!!!

Live your life while you are still living.
Riding the trail less traveled.