What’s so crazy about a $7k four wheeler if everything else in your life speaks of high spending? You bought a new house didn’t you? And I bet it wasn’t a smaller one. If you were making $160K+ years ago, you must be pushing the high $200ks by now. A $7k purchase will not make much of a difference. What kind of cars do you drive? Do you have a big screen entertainment center, all the latest electronics, do your kids go to private school, do you wear designer suits, and so forth?
To make an argument to pull back the spending, you need to be consistent in your signals. Do she get this consistent message? Do you live the level of frugality you want her to adhere to?
