Quote: About 3AM she started having a panic attack. I asked he what it was about and she said what if yiou get in an accident on your vacation. What am I going to do with the house and all of your things?
I said it would be easy. Call a friend that has a similar business and let him take what he wants, then give or throw the rest away, sell the house and buy your condo. End of conversation.
The next time the opportunity arises, I would suggest you say exactly what you said, and then add this without any further discussion: "I predict that the house and stuff won't be the hardest thing. The hardest thing will be for you to get along without me here loving you more than anyone else in the world."
Very important: then give her a quick pat or kiss or whatever works to show the remark was not meant unkindly or as a bid for anything, and then walk away with no further comment. Let that statement just lie there for her to ponder. Don't dilute the effect of the comment with any further discussion.