My W discovered that her student loan that we've been paying on is a ridiculously bad deal, and she wants to look at a Home Equity loan to consolidate them along with some of our other higher interest debt... Considering our current situation, how do I approach this? Granted it makes sense to reduce interest payments on all of our debt, but she is actually searching for a way for us to put our names on a document that links us financially for at least 10 years. What's up with that?
