"Sweetie, I know reconciliating the checking account must be difficult for you since 'reconciliation' isn't part of your vocabulary."
"I know you always look how to cut corners and to spend the least amount, honey. Why, just look at how effectively you cheapened our marriage!"
Seriously though, what's there to validate? There may be some benefit to her experiencing life without your support and undergoing a hardship on her own. It seems to be that when WASs hit rock bottom, there are turnarounds in the sitch.