Good luck in the jelly fair quest. I am trying again to get a photo into the State Fair art show here. I was a county 4H grand champion my senior year in high school and won a state fair trip. Projects like that can be fun.
Anyway on the insurance. First, he needs to see what the probationary/waiting period is at the new company on getting health insurance benefits. It varies from company to company. Generally once you qualify for the plan coverage kicks in after the probationary period. It depends on the plan as to how long the coverage goes after he quits the job too. Minnesota has a law that coverage has to go to the end of the month, however Wisconsin does not. If the employee then leaves he can opt for COBRA, which is where you guys pay the company for coverage. COBRA effects employers with 20 or more employees.
Second, as far as pre-existing conditions, i.e. your endometriosis, as long as you guys have less than a 63 day break in coverage you should be ok on that. Although, if his new company has a self insured plan, there may be a waiting period for some time. The documents he gets regarding the health plan should have that spelled out. With endometiosis the problems with coverage are that it is usually being treated related to infertility coverage and most health plans have limitations on infertility coverage. The best thing to do here is call the insurance company and ask how surgery for endometriosis is covered. Infertility treatment is expensive, which I think you have some experience with, and both insurers and employers are looking at controlling expenses. You shouldn't have a problem as I would hope the dr you see doesn't submit the claim as an infertility claim, although it wouldn't hurt to mention that at the dr's office so they don't code it wrong.
Third, As far as vision and dental, that depends on how company structures it's benefits. My company includes vision as part of the main health plan, so you guys will need to look over the options. Dental is also a separate option here as well, so that depends on the employer.
Ok, I think that those are the basics. Let me know if you need more info, or if I hopelessly confused you and you need clarification. Health insurance can get complicated.
Scott -Who is still in a nasty heat wave here in Mn.
"Satisfaction is not guaranteed." Rule #19 Ferengi "Rules of Acquistition"
