csw, I'm not exactly clear on why you have to sell the house. In my first marriage, I was the one who left and I left the house, too. Like, y'all we had only been there a couple of years, so all we had in it was debt. He could easily manage the payments on his own. One of the reasons I left him the house was guilt-- so that may work in your favor, too. We also did not have any children. Since I was the one who wanted to leave, I didn't feel I could ask him to leave the house. I know of several situations where the person who left the marriage left virtually everything behind... usually out of guilt. Is there some compelling reason for selling the house-- I know it's customary, but is it necessary?