Have you discussed any of this with an attorney? Or your mortgage lender? You might want to do that, just to know what your actual legal options are at this point. It's not like you can't find one in our community...we're pretty "lousy" with attorneys around here!
Also, if you ever want to get together for a cup of coffee or something, my junk email address is posted on my last thread. Drop me a line, but be sure to put some reference in the subject line so I know it's from you/DR'er. Otherwise I'll delete it. Besides, you know...misery loves company, right?
