I agree with your wife. Your note sounded like a lawyer. Too stuffy. Especially that last sentence.

Is that word for word? Your wife sounds sweet. No hint of animosity towards you. I do feel she is feeling guilty that you are still taking care of some of her financial responsibilities considering she is still pursuing divorce. She probably also wants a little more financial independence. I can't believe you are paying her student loans and the cell phone? One thing that came to mind for me because I had the same experience....is she worried that you could look closely at the bill and see who she's calling?

Anyway, my take...and I'm sorry...is that this stuff is just preparation for being completely on her own. It's probably best to write back that she is right and until they get sent to her address that you'll forward stuff like her student loans and other such bills that are solely her responsibility. Be nice about it (and leave out stuffy words like encumbrances).

Wes

In the end, it's not the years in your life that count. It's the life in your years.
Abraham Lincoln

It is hard to fail, but it is worse never to have tried to succeed.
Theodore Roosevelt