Kids don't come with owner's manuals any more than your marriage did. You learn along the way and make do with what you have. If every one waited till they were ready financially, emotionally, etc to have kids no one would be able to have any because by then it would be biologically too late. First one especially, is a little daunting. They do grow on you quickly though. Also, they don't come out as teens either (thank goodness), so they are not immediately difficult. I've said for many years: "babys bounce", meaning that you really have to try quite hard to F#@k it up. Money, Career etc really makes little difference....if anything the two earner households that have plenty of money but little time for the little ones invariably seem to turn out the most troubled kids. CSW, you'll do fine as a dad, even in your current situation. Don't wait for all the planets to align etc, or it may never happen.