Ok....if you don't have the courage to broach the topic face-to-face perhaps you should take the time to write a letter to her. If nothing else but to get your thoughts & feelings straight. Let her know how difficult this is for you to bring up, but that this has become an important issue.
Other people have used a letter as a tool, and they definitely have their purpose...one thing to keep in mind though is this: if you do use the letter to initially get things out in the open with her, follow it up with a discussion....face-to-face. The only way for YOU to get ok with talking about these things with her is to do so...I know you already know that, but now you will need to practice it.
If you write the letter and give it to her....tell her you have something important to say but find it easier to write it than say it, that you would like her to take the time to read this letter....and then that you would like for you both to sit down and talk afterwards. Make sure you communicate to her that you love her though.
