My my, you have been busy discussing life insurance policies and whatnot over here. It brought a wry smile to my lips. Apart from the compulsory contributions that H makes (or is taken by the govt) as a working person here, I shouldn't think he has ever thought about such policies, whether on the house, belongings, life, whatever.
What he HAS done in the past is lose a whole lot of money by investng part of his inheritance very badly in shares, on the advice of a "friend". He chose just four hi-tech companies... and then told me I didn't understand anything about the stockmarket. We NEVER talk about that money, that is a taboo subject!
All this talk about "What wouold happen later?" is kind of academic, I feel either I get something now, or nothing much later!
I don't think you all appreciate just how fickle and uninterested my H is in being the responsible guy here.
Betey's quote made me laugh - LNL's H doesn't sound bright enough to pull that off. And face it, he'd have to step up to the plate and accept full responsibility for their D and her care. My guess is that he wouldn't want the job.
Though my own financial situation is very precarious too. But I also squirrel away. And have helping relatives. I have only ever once been in debt, for a few months and for a tiny amount. Before I married H I was independent, but not much more than getting by. Just bascially cut my cloth to suit what I had.
There is a very substantial amount of equity in the house, which is the remainder of H's inheritance. If I hadn't insisted we buy this present house, I imagine most of it would have been spent by now, if it had stayed liquid. I could use money coming from my mother to pay off the mortgage and then we would have a fully paid up roof over our heads. H made this very offer (sign over the house to me, pay six months mortgage and then that's it, goodbye) the day he left. I couldn't accept, as I had no way of paying the mortgage and everything else at that time, being the non-earning parent.
Anyway, I am too tired to think about finances right now. I had only three hours sleep last night and need to turn in soon.
BUT -
I took D to the hospital today for a check up, and sure enough, she has a tiny fracture at the wrist. They put a light (one sided) cast on her lower arm. So much for going swimming tomorrow. So much for H and "It's only a simple sprain". I can just see him whacking the (featherlight)ball in her direction.
Some of you may think I am paranoid, but I am beginning to think he is very bad for her indeed. I could tell you about so many things, but there is too much to post here. He doesn't take enough care of her, basically. Keeps saying "She'll be fine, she'll be OK, kids are tough", and all that stuff.
Just see how he projects his own anxiety and guilt about what happened at the weekend on to me by emailing me that I was unavailable, while not even attempting to ring me! And forgetting that he too is one of her (responsible) parents, not just me!
D has broken her wrist twice now and her elbow once. She has had five different casts and three operations, and guess who was with her each time? And I am afraid to say, that I blame my H, for each of those times too. He was not always directly involved, but he laid the foundation for two incidents and was involved in last weekend's. I know that accidents can happen to any one of us, but it if you take so little precuation or none at all, then they happen more frequently. I only thank God that the incidents are relatively minor. These things are difficult to argue and prove, but I feel it in my bones nonetheless.
Off to bed now!
Oh, I forgot, H left a voicemail saying he would be in town tomorrow and would take D out for lunch, and how it would be more convenient to have her brought to town, so if I was in town... etc etc. Well, I have an errand at the hospital, booking her check-up and plaster removal appointment, after which I am returning straight back here.
My two weeks are now somewhat messed up what with D not able to do everything for herself. And going to the hospital. Etc. Has H had to clean up any of his mess? You bet not!
Livnlearn
PS I am still good 'ol Livnlearn underneath all the ranting tonight!
"The unexamined life is not worth living" - Socrates
We NEVER talk about that money, that is a taboo subject! 
