opps, guys i swear i am not arguing with you all. i started that post BEFORE you all gave advice about financials, and by the time i posted it, all your posts were there .
i dont mean in anyway that you should forget about protecting yourself just like they all suggested! absolutly make sure you are covered.
i am just concerned about your state of mind. you would be surprised at how creative you can get financially when you are in a happier place mentally.