Get a house together - by Christmas 06 at the latest. It would be a struggle financially to get a place before then, unless he moves earlier and I've already told him I'm moving with him if he does.
Practise Greek more - it would have to be alone as I don't know any other Greek people in this country. There is a CD rom you can get which is interactive and you 'talk' to the computer animated person in Greek, but I consider this a luxury and don't want to purchase one until I have lowered my debts. I thought maybe I would ask for it as a birthday present! and then once I've got it, do 1 hour a day.
Enroll on courses - There is a vegetarian cookery course I quite liked the sound of (H and dd's are all vegetarian, I am not, but trying to be one ) - it's only £3 a lesson. Then there's a desk top publishing one which I need to improve for my job, but my only trouble is, there is no creche and it's outside of nursery school times, so I'm not sure what to do with dd4.
I will telephone the centre to ask for advice.
Pay off debt - my Barclaycard I can pay off by Christmas 05, but I also have another £3,000 CC to pay off and this computer (bought on hire purchase for £80 a month). I have another 33 months before computer will be paid off, but I hope to start paying this back by June or so. I am currently paying roughly £150 a month on it but some gets spent again as things crop up (eg, dd1's birthday, phone company asked for 6 months worth of calls and internet charges in one go this month which came to £267 so of course I have dipped into CC to cover that).
By June I hope to have got the excess bills out of the way so I can leave the money on the CC without spending it again.
Pharmacology course is £70 deposit followed by £35 a month which I cannot afford atm but hope to be able to by September so will enroll then.
Increase business turnover - involves kicking H's ass to get him to update the website! which is quite a feat in itself as motivation is not his strong point, or doing a course in web design which would take me months to learn and basically I need it done quicker than I could learn it.
I also need to do another print run of 1 of my books (which has almost sold out) and write to more companies to see if they will become customers (I sell to businesses as well as the public). Print run cannot be done yet has H ran my business into the ground after we split up and I had to serve him with court papers to get it back, and then pay off loads of bills and fines he'd build up when he had it. Money is not his forte either. I took it over last June and have been trying to re-build it since then with varying degrees of success. Am considering having a sales push in a shopping mall.
Trip to seaside - I have just opened an ISA but it only has £2 in it as it's only a couple of days old! I am joined to this scheme for single mothers where we can go on day trips for £5 a day - even to theme parks - because the health authority pay for the rest (it was set up so kids from disadvantaged families could still have fun). I intend to book some of these, they are normally in July and August every year.
and then once I've got it, do 1 hour a day.