No romance or pursuit at your stage - she would run away if you tried that. All good things come to those who wait , and some of us have to wait a little longer than others .
As you said, make sure she doesn't think you're sitting around waiting - make your life fun so she's begging to get back in it!
Re the debts - you said you were paying off your share, is there any chance you could pay off a bit of hers too, and that might impress her? This might not be possible but just a suggestion.
There are also debt management programmes you can go on but they'd freeze your cards if you did that so I'm not sure that's a good idea, but it might be an option as you get to pay everything off interest-free then.