Hi Pam - While I'm glad to see an old friend again, I'm sad about the circumstances that have brought you back here So sorry to hear about your grandpa. I can only begin to imagine the enormity of all that you have had to cope with.
Congratulations on the teaching license, and wow, a published author! These accomplishments must help with morale and finances no end. I know during my tough times work kept me on an even keel.
No specific advise, just looking forward to travelling with you here.