I aree with you all. The company W works for is very large and that is why im surprised that they did not offer her a CC for all travel realted items. I quizzed her on it and she said they flatly refused and the comment from her boss was "why do you have trouble dealing with your finances?"
I dont like how this smells but I think (from past history) calling her office to inquire about this policy would go very very bad. To the point of W asking for D. She already has stated that she has a difficult time trusting me (she said she felt betrayed by our current financial position).
Im not too sure I really want to start down this path.. yet.
I am going to cancel all joint cards ASAP. That way she can use her own cards and be responsible for her own debt.
I really beleive that currently she is trying to get me to agree to part ways. The comment this morning that escaped me was she said "I think WE have out grown each other". I see this trend of her trying to impose her feelings upon me so that she can justify a split. Im having none of it.
Im not being spiteful but I am standing my ground that I still to this day beleive that if we both work on our M then we can return to a loving caring R, probably even stronger than before.
It almost appears to me that she is resigned to try and give up on US and try to move on. All I can currently do is continue to work on myself (as I told her this morning, I am the only person responsible for making myself happy) and try to deal with this financial mess.
I had an idea to that end. I think I will ask her to do the reseach on her idea of selling the house, find out the costs of legal fees, what we could get for the house, and what we could buy after debt is paid off, and let me look at her findings. Basically not dismissing her suggestion but asking for all the facts to base the decision. I think I will do the same, total up the debt, show the current interest per year staying with the CC balances, and interest relating to a line of credit loan. Also I will have to show her the numbers that relate to how much is being spent per month in repayment through CC's and though a loan. I think I need to be a salesman and sell the idea. I hope that she can do the same.
Any comments on this latest idea? HP do you think this would be following your suggestion (even tho a little modified)?
I hope this goes well, just got to keep the position of strenght and try not to antagonize W in the forthcomming conversation this eve.