Thanks for the comments. I have tried going down that path as well. Initially I was throwing out ideas on what I felt was the best plan of action, that unfortunately was taken the wrong way. She actually got rather upset over the whole thing.
Again I brought up the issue in MC and she again got very upset and felt that I was trying to tell her what she could or could not spend money on. In actual fact I was just asking her to gather receipts from purchases so we could figure out where our money was going to allow us to build up a budget and plan of attack.
From our last conversation on this subject she told me that she just wanted to continue paying down the debt as we currently are. She also told me that it was my fault for allowing her to get used to this standard of living.
So long and short its a touchy hot spot for her but yet it something we need to deal with. I am meeting with a financial adviser later today in a hope that he can suggest some possible plan for getting rid of this debt.
Any other suggestions on how I can approach W on this touchy subject would be most welcome.
