H is totally irreponsible; I really don't know what to do. It would cost $200 to cancel the cell phone plan. H does not have credit cards; he has had in the past but doesn't pay them. It would cost $500 to transfer the phone into his name because of his credit. The chance of him coming up with either amount is not likely.
He needs a cell phone for work. He has free incoming calls and isn't willing to give that up for a plan that costs less even though he could tell people not to call as often. He also isn't willing to quit talking to people multiple times each day. He's planning to get back into straight-commission sales, which is going to be the same nightmare as before...sometimes big bucks and sometimes nothing.
