allrightboy wrote {{BTW, this "friend" has a couple of credit cards ...... She has maxed them both out, so why is my wife taking financial advise from her?}}
Some people want validation for what they believe to be true, for taking the easy way, or the auto pilot way.
A stranger told W not to listen to my wishes concerning a 125# dog my W was looking at from the animal rescue at PerSmart store. W already had 3 dogs, 6 cats, and 2 large birds. We origionally went to PerSmart to by cat a litter box. Ten minuets later we had a 125# dog and a litter box. So instant stranger validation does happen.