Paul, As one of the faceless bureaucrats at a health plan, my job is administer the plan your company buys from us, actually I'm a customer service rep, but close enough. Rates are determined by benefit package(everything that is covered) and the health of the individuals in the group and then whether they are utilizing the benefits beyond what underwriting predicts. So in simiplier language if your coverage is through your employer, we don't care what you're doing, the health plan will pay the benefits based on what service you get. In really basic language, just file the claim with your insurance and see what they do when they process the claim. You should get an EOB after the claim is processed with the determination.
Scott -Again thrilled to do health insurance 101.
"Satisfaction is not guaranteed." Rule #19 Ferengi "Rules of Acquistition"
