Bravo, Paul. Good luck. Finding a Japanese marriage counseling is great. I hope you s/he can shed some light on your situation.

As for paying, I have been to various therapists off and on for over 30 years for one thing and another. I have always written a check and I hand it to them at the beginning of the session. Period. No muss, no fuss, no bother. They appreciate it. Since I do work where I charge by the hour, I know how much they appreciate prompt payment. If you really don't want any record, go to the bank before the session and get cash. I happened to have a fair amount of cash on me once when I went to the therapist, and when I handed him $165 in cash, I said "I'll bet this doesn't happen very often." He said, on the contrary, clients from out of the country (we're not too far from the Mexico border) often pay in cash.