I have lost my soulmate to OW

[So Very Tired]

I feel for you. Right now I am in a place where if my husband threatens me with D again, I won't fight it at all. GO if you want to!
And pay for it too! But I know what you mean about protecting yourself. They are doing horrible things to begin with and then when money enters the picture....forget about it!
I have read some sick stories of husbands losing their minds in divorce and trying to "kill" their wives...I am glad you are thinking ahead.