Thanks Nevanna, I appreciate it. I really need some help to do some strategizing today. I'm at a very tough point I believe. Plus, being me, I may have royally screwed up this morning, or royally shoved things in the direction I want them to go. I can only hope I struck while the iron was hot, as the old old saying goes, although I know in one sense my timing was lousy. I'll post an update soon, but first want to respond to folks here. Just in case I get locked out, I've already started this new thread: http://www.divorcebusting.com/ubbthreads/showflat.php?Cat=&Number=791742&page=0&view=collapsed&sb=5&o=31&fpart=1 Interesting how lockouts happen just when things are "hot", but I guess maybe that's logical.