Heapmom, I think it's important that you learn the state of the finances in your marriage. Here's an idea: While standing in the kitchen, slicing something with the biggest, sharpest knife, turn around suddenly and point it at him and say, "I am worried that if something...really bad...happened to you, I would be unable to figure out the financial resources of this family. You need to show me where we are financially and how to take care of anything. You know, just in case something...really bad...happens."